For the Shop Retail and Offices Insurnace sector there are many competitive insurance packages in the market – Broadly all are similar in some of their main covers – but like everything else , particularly in insurance the ‘devil is in the detail’ – That’s why you need the expertise of a firm with fifty years of insurance experience to guide you through the maze of shop insurance packages and not only get you the best price but get covers appropriate to your needs .
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The Typical Shop Insurance package will cover
Property Insurance,Covering your Building and Tenant Improvements , Machinery and Plant and Stocks and possibly in some cases some stocks in trust (like a repair shop)
Business Interruption.Protects your income if your business turnover is affected by a claim under your property insurance
Money Insurance Theft of Money form the business premises
Glass Breakage of glass and sanitary fittings
Employers Liability To protect you from claims made against you by employees injured in the course of their work
Public Liability and Products liability To protect you from claims made against you by members of the public for accidents happening on your premises or from injuries caused by products you sell.